What advantages are there to selling my royalties for a lump sum payout?

 Cleaning up your estate and saving your heirs from the complicated and expensive title transfer process.

Reinvesting the proceeds into safer investments.

Putting an end to all the record keeping and paperwork.

Taking advantage of one of the lowest long-term capital gains tax rate since the Great Depression while it lasts.

Paying off debt, such as high-interest credit card balances, medical bills, a mortgage, or a car loan.

Applying the lump sum toward important family priorities, such as college expenses, a home improvement project, or even a well-deserved family vacation.